Instant Tax Refunds

Terms and Conditions

Welcome to instant-tax-refunds.com, a unit of InsuranceNetCenter, INC. We provide our services to you subject to the following conditions. If you visit or purchase a financial service through our sites, you accept these conditions. Please read them carefully. In addition, when you use any current or future service or purchase from any business affiliated with InsuranceNetCenter, INC or any participating insurer or other financial institution, whether or not included in this or any InsuranceNetCenter, INC Web site, you also will be subject to the guidelines and conditions applicable to such service or business.

Privacy

Please review our Privacy Policy, which also governs your visit to this site or any InsuranceNetCenter, INC web sites to understand our practices.

Copyright

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of InsuranceNetCenter, INC or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of InsuranceNetCenter, INC and protected by U.S. and international copyright laws. All software used on this site is the property of InsuranceNetCenter, INC or its business partners and suppliers; these are in turn protected by United States and international copyright laws.

Trademarks

All other trademarks not owned by InsuranceNetCenter, INC or its subsidiaries that appear on this site are the property of their respective owners.

Patents

Patents may be applied for or granted protecting the intellectual property rights of InsuranceNetCenter, INC.

License and Site Access

InsuranceNetCenter, INC grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of InsuranceNetCenter, INC. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, quotes or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site and any information obtained from this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of InsuranceNetCenter, INC. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of InsuranceNetCenter, INC and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing InsuranceNetCenter, INC's name or trademarks without the express written consent of InsuranceNetCenter, INC. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of InsuranceNetCenter, INC so long as the link does not portray InsuranceNetCenter, INC or any of its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any of InsuranceNetCenter, INC's or any of its affiliates' or any participating insurer's or other financial institution's logos or other proprietary graphic or trademark without express written permission.

Your Customer Profile

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. InsuranceNetCenter, INC does sell products for children, but it sells them to adults. If you are under 18, you may use InsuranceNetCenter, INC only with involvement of a parent or guardian. InsuranceNetCenter, INC and its affiliates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion, except where there are over-riding contractual or regulatory requirements.

Product Descriptions

InsuranceNetCenter, INC and its affiliates attempt to be as accurate as possible. However, InsuranceNetCenter, INC does not warrant that service descriptions are legally binding. Please refer to the contracts provided by the financial service providers. If a dispute arises with a financial service acquired using InsuranceNetCenter, INC, your sole source for satisfaction is with the financial service provider you have contracted with.

Other Business

We are not responsible for examining or evaluating, and we do not warrant the offerings of any of these businesses or individuals or the content of their Web sites. InsuranceNetCenter, INC does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties. You should carefully review their privacy statements and their conditions of use.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE IS PROVIDED BY INSURANCENETCENTER, INC ON AN "AS IS" AND "AS AVAILABLE" BASIS. INSURANCENETCENTER, INC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES PROVIDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, INSURANCENETCENTER, INC, DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. INSURANCENETCENTER, INC DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM INSURANCENETCENTER, INC ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. INSURANCENETCENTER, INC. WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting InsuranceNetCenter, INC, you agree that the laws of the state of Maryland, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and InsuranceNetCenter, INC or its affiliates.